ActivePOOL HOMEWATERFRONTNO CDD
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$3,295,000
$867/sqft6% reduced
HOA: $295/anTaxes: $27,740/yr99d on market
4 Beds|5 Baths|3,799 Sq Ft|Built 2004|3 Car Garage
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💡 Price recently reduced — this could be a great opportunity to negotiate.

Waterfront & Dock
Waterfront
Canal - Saltwater
Water Frontage
100 ft
Dock
Yes
Dimensions
15x25
Description
Dock - Composite, Dock W/electric, Dock W/water Supply, Lift
Lift Capacity
40,000 lbs
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 6% ($200,000 off original)
  • 99+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Price improved to sell! 7637 Cove Terrace, an elegant 4-bedroom, 3 full bath and 2 half bath custom residence located in the coveted waterfront community of Southpointe Shores. Beautifully renovated in 2023, offering 3,799 square ft of heated living space, this meticulously maintained home combines Florida architectural style with modern comfort and exceptional boating amenities. Set on a 0.34-acre lot with over 100 feet of direct saltwater canal frontage, the property provides sailboat depth-water access plus a large private dock equipped with electric and water, and has been upgraded with TWO Boat lifts: a 40,000lb lift and an additional 10,000K lift, making it an outstanding choice for boating enthusiasts. Enjoy serene views of the wide canal with deep water access to the Intracoastal Waterway from your own backyard. Inside, the home welcomes you with an open, light-filled layout enhanced by tray ceilings, crown molding, granite counters, walk-in closets, and a spacious primary suite on the main floor. The gourmet kitchen, remodeled in 2024, features Thermador™ appliances, a walk-in pantry, a gas cooktop, range hood, dishwasher, refrigerator, and built-in island seating, flowing seamlessly into the living and dining areas — ideal for everyday living or entertaining. All three guest bedrooms are located on the main level, each offering generous dimensions and built-in closets, with Bedroom 2 featuring an en-suite bath. An oversized second-floor bonus space provides flexibility for a game room, media room, office, or guest retreat and includes a terrace, a powder room, a wet bar and a beverage refrigerator for ease of entertaining. The outdoor living space is exceptional: the private screened area hosts the heated pool and in-ground spa, both resurfaced in 2023, expansive covered lanai with new travertine, outdoor kitchen, balcony, fenced yard, and thoughtful exterior details such as French doors, lighting, rain gutters, and sliding glass doors. Whether relaxing or hosting, this home’s outdoor spaces offer year-round enjoyment. For added peace of mind, the home is elevated to nearly 12 feet — well above FEMA flood plain requirements. A host of thoughtful upgrades further protect and elevate your lifestyle: new hurricane-grade front entry doors (2024), a fully redone 100.7-foot seawall (2015), two 5-ton A/C units (2026 & 2024, each with a transferable 10-year warranty), and fresh interior and exterior paint (2024). The home is also equipped with gas, and a dedicated 45-gallon water heater for the primary suite. Tile roof and block/stucco construction ensure lasting durability. To top it all off, storage is never a concern — enjoy an attached 2-car garage plus an additional oversized 1-car garage, perfect for a third vehicle or extra storage for your water toys! Nestled within the desirable Southpointe Shores community, this home benefits from top-rated school zones and a serene, upscale waterfront atmosphere. The neighborhood’s private boat ramp, available for a minimal annual fee, enhances its appeal for boating enthusiasts. Perfectly situated close to Sarasota’s premier shopping, dining, beaches, and marinas, the property still offers the tranquility, water access, and elevated coastal living that define a true retreat.

County
Sarasota
Zip Code
34231

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High
Type
Single Family Residence
Living Area
3,799 sqft
Construction
Block, Stucco
Roof
Tile
Flooring
Carpet, Ceramic Tile, Other, Wood
Pool
Yes
HOA
$295 / Annually
  • Ceiling Fans(s)
  • Crown Molding
  • Eat-in Kitchen
  • Kitchen/family Room Combo
  • Living Room/dining Room Combo
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Solid Surface Counters
  • Stone Counters
  • Thermostat
  • Tray Ceiling(s)
  • Walk-in Closet(s)
  • Balcony
  • French Doors
  • Lighting
  • Outdoor Grill
  • Private Entrance
  • Private Yard
  • Rain Gutters
  • Sidewalk
  • Sliding Doors
  • Cooktop
  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Range Hood
  • Refrigerator
  • Washer
  • Inside
  • Laundry Room
  • Covered
  • Deck
  • Screened
  • In County
  • Paved
  • Bb/hs Internet Available
  • Cable Available
  • Electricity Connected
  • Natural Gas Connected
  • Public
  • Sewer Connected
  • Underground Utilities
  • Water Connected
  • Other
  • Outdoor Kitchen
Bedrooms
4
Bathrooms
5
Year Built
2004
Construction
Block, Stucco
Flooring
Carpet, Ceramic Tile, Other, Wood
Roof
Tile
Garage Spaces
3
Cooling
Central Air
Heating
Central, Electric
Waterfront
Yes
Pet Restrictions
Yes
Lot Size
0.34 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$27,740

Association Fees

  • HOA Fee

    $295/ Annually

Down Payment20% — $659,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$16,661
HOA Fee
$25
Est. Property Tax
$2,312
Est. Insurance
$1,098
Total Est. Monthly Cost$20,096

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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