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$509,995
$342/sqft2% reduced
HOA: $194/moTaxes: $3,252/yr100d on market

Bay Lake Estates

5107 86TH STREET CT W, BRADENTON, FL, 34210

View all homes for sale in Bay Lake Estates
3 Beds|2 Baths|1,490 Sq Ft|Built 1995|2 Car Garage
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💡 Price recently reduced — this could be a great opportunity to negotiate.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 2% ($9,005 off original)
  • 100+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

New Roof (2025) • No Flood Insurance • Heated Pool • Low-Maintenance Living Discover a rare blend of effortless living and Florida lifestyle in the highly sought-after Bay Lakes Estates of West Bradenton. This meticulously maintained 3-bedroom, 2-bath pool home stands out with a brand-new roof (2025) and the added advantage of being located outside of a required flood zone—offering both peace of mind and potential insurance savings. Inside, the home features fresh flooring, plantation shutters, upgraded lighting, and a bright, welcoming layout, while the kitchen is enhanced with brand-new appliances. Custom-built garage system added for organization and functionality. Designed for comfort and ease, every detail reflects pride of ownership and thoughtful care. Step outside to your private backyard retreat, complete with a heated saltwater pool—perfect for morning relaxation, evening swims, or entertaining guests year-round. With a low monthly HOA of just $194 that includes lawn and exterior maintenance, this property offers a truly low-maintenance, lock-and-leave lifestyle—ideal for full-time living, seasonal use, or a Florida getaway. Conveniently located near beaches, dining, and downtown Bradenton, this home delivers the perfect balance of lifestyle, efficiency, and ease—allowing you to enjoy Florida living without the burden of ongoing upkeep or major future expenses.

County
Manatee
Zip Code
34210

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High
Type
Single Family Residence
Living Area
1,490 sqft
Construction
Block, Stucco
Roof
Shingle
Flooring
Carpet, Laminate
Pool
Yes
HOA
$194 / Monthly
  • Ceiling Fans(s)
  • High Ceilings
  • Living Room/dining Room Combo
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Solid Surface Counters
  • Split Bedroom
  • Stone Counters
  • Vaulted Ceiling(s)
  • Walk-in Closet(s)
  • Window Treatments
  • French Doors
  • Hurricane Shutters
  • Private Mailbox
  • Rain Gutters
  • Sidewalk
  • Sliding Doors
  • Dishwasher
  • Disposal
  • Electric Water Heater
  • Range
  • Refrigerator
  • In Garage
  • Covered
  • Deck
  • Screened
  • Sidewalk
  • Paved
  • Cable Connected
  • Electricity Connected
  • Sewer Connected
  • Water Connected
  • Deed Restrictions
  • Sidewalks
  • Maintenance Grounds
  • Other
Bedrooms
3
Bathrooms
2
Year Built
1995
Construction
Block, Stucco
Flooring
Carpet, Laminate
Roof
Shingle
Garage Spaces
2
Cooling
Central Air
Heating
Central
Waterfront
No
Pet Restrictions
Yes
Lot Size
0.21 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$3,252

Association Fees

  • HOA Fee

    C & S Community Management

    $194/ Monthly

Down Payment20% — $101,999
Interest Rate6.50%
Loan Term
Est. Mortgage
$2,579
HOA Fee
$194
Est. Property Tax
$271
Est. Insurance
$170
Total Est. Monthly Cost$3,214

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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