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ActiveNO CDD
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$379,000
$246/sqft
HOA: $150/moTaxes: $2,317/yr0d on market

Fernwood

4431 FERN DR #4431, BRADENTON, FL, 34208

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2 Beds|2 Baths|1,538 Sq Ft|Built 1995|2 Car Garage
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🔥 Just listed — this home matches what most buyers are looking for in this area.

Golf Course
Feature
Near Golf Course
Community
Yes
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Updated today

Buyer Insights are informational only — always verify with your agent.

Rarely do you find a home that offers this much space, flexibility, and value with such low ownership costs. Nestled within an intimate enclave of just 31 land-owned condos that live like single-family homes, this beautifully maintained residence combines privacy, convenience, and thoughtful upgrades—all with a remarkably low HOA fee of just $150 per month and no CDD fees. Step inside to discover a floor plan unlike anything else on the market. Vaulted ceilings soar above the main living area, enhanced by two solar tube skylights that fill the home with natural light. The kitchen is thoughtfully designed with extensive cabinetry, granite countertops, and abundant storage. Luxury vinyl plank flooring and tile flow throughout the home, while the Florida room features durable vinyl flooring, providing an attractive, low-maintenance living space. What truly sets this home apart is its flexible floor plan, featuring a bonus room and a private office retreat tucked off the primary suite. Complete with double pocket doors, bay windows, and direct patio access, this space is ideal for working from home, pursuing hobbies, or creating a private sanctuary. The primary suite offers two closets and an updated ensuite bath with dual sinks, granite countertops, a linen closet, and a large Bath Fitter shower. Guests will appreciate the split-bedroom design, with a pocket door that allows the secondary bedroom and bath to become a private ensuite wing and comes with a Murphy bed already installed. Peace of mind comes from major updates already completed, including a new roof (2016), hurricane impact-rated windows and doors (2018), AC (2021), water heater (2023), and fresh interior paint. Modern conveniences include Alexa-enabled smart lighting, Ring security cameras, and garage storage with a built-in workbench. Optional affiliate membership at River Isles is available for just $180 per quarter and includes access to a community pool, clubhouse, fitness center, library, game room, and shuffleboard courts. Golf enthusiasts can enjoy an annual River Isles Golf Club membership for only $663.40. Homes with this combination of space, versatility, upgrades, and value are exceptionally hard to find. Come see it for yourself—you may have just found the one you've been waiting for.

Subdivision
FERNWOOD
County
Manatee
Zip Code
34208
Type
Condominium
Living Area
1,538 sqft
Construction
Concrete, Stucco
Roof
Shingle
Flooring
Tile
Pool
No
HOA
$150 / Monthly
  • Ceiling Fans(s)
  • Eat-in Kitchen
  • High Ceilings
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Split Bedroom
  • Stone Counters
  • Thermostat
  • Vaulted Ceiling(s)
  • Window Treatments
  • Private Mailbox
  • Rain Gutters
  • Dishwasher
  • Disposal
  • Microwave
  • Range
  • Refrigerator
  • Electric Dryer Hookup
  • In Garage
  • Washer Hookup
  • In County
  • Level
  • Near Golf Course
  • Paved
  • Private
  • Bb/hs Internet Available
  • Cable Available
  • Electricity Connected
  • Phone Available
  • Public
  • Sewer Connected
  • Underground Utilities
  • Water Connected
  • Buyer Approval Required
  • Community Mailbox
  • Deed Restrictions
  • Golf Carts Ok
  • Irrigation-reclaimed Water
  • Maintenance Grounds
  • Private Road
Bedrooms
2
Bathrooms
2
Year Built
1995
Construction
Concrete, Stucco
Flooring
Tile
Roof
Shingle
Garage Spaces
2
Cooling
Central Air
Heating
Electric
Waterfront
No
Pet Restrictions
Cats Ok, Dogs Ok
Lot Size
0.16 acres
Senior Community
Yes
Building Elevator
Pet Size
Small (16-35 Lbs.)
# of Pets
2
Max Pet Weight
35 lbs
Tax Year
2025
Annual Tax Amount
$2,317

Association Fees

  • HOA Fee

    Trust Point Management Group / TJ Evans

    $150/ Monthly

Down Payment20% — $75,800
Interest Rate6.50%
Loan Term
Est. Mortgage
$1,916
HOA Fee
$150
Est. Property Tax
$193
Est. Insurance
$126
Total Est. Monthly Cost$2,386

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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